Privacy Policy

Effective date:

Overview

DebtOptimizerHub is a calculator and information website. We do not require user accounts. Calculator inputs are processed in your browser and are not intentionally transmitted to our servers.

Information we may collect

Like most websites, we may collect limited information automatically through standard web technologies, such as:

• Device and browser information
• Approximate location (e.g., city/region) derived from IP address
• Pages visited, time on page, and referring/exit pages

Third-party advertising and cookies

We may display third-party advertisements, including ads served by Google AdSense. Google and other advertising partners may use cookies and similar technologies to serve ads based on your visits to this and other websites, measure ad performance, and personalize advertising.

Google may use advertising cookies to enable it and its partners to serve ads based on your visit to this site and/or other sites on the Internet. You can opt out of personalized advertising by visiting Google Ads Settings. You can also control cookies through your browser settings.

For more information about how Google uses data when you use sites or apps that use its services, visit Google’s partner sites policy.

Analytics

We may use analytics tools to understand how visitors use the site, measure performance, and improve content and functionality. These tools may use cookies or similar technologies.

Data security

No method of transmission or storage is 100% secure. We take reasonable steps to protect the site and minimize the data we collect, but we cannot guarantee absolute security.

Children’s privacy

This site is not directed to children under 13, and we do not knowingly collect personal information from children.

Changes to this policy

We may update this policy from time to time. The updated version will be posted on this page with a revised effective date.

Contact

If you have questions about this policy, email debtoptimizerhub@outlook.com.